UK tax year
UK Income Tax and take-home pay in 2016/17
The 2016/17 tax year ran from 6 April 2016 to 5 April 2017. Below are that year's Personal Allowance, Income Tax bands, National Insurance and student loan thresholds, with take-home pay on common salaries.
Work out your take-home pay for 2016/17Income Tax bands in 2016/17 (England, Wales and Northern Ireland)
The Personal Allowance was £11,000, reduced by £1 for every £2 of income over £100,000. The bands below are of taxable income, after the Personal Allowance, as HMRC states them. With the standard allowance the higher rate started on a salary over £43,000.
| Band | Rate | Taxable income |
|---|---|---|
| Basic rate | 20% | £0 to £32,000 |
| Higher rate | 40% | £32,001 to £150,000 |
| Additional rate | 45% | over £150,000 |
National Insurance in 2016/17
- Employees (Class 1): 12% between £8,060 and £43,000 a year, and 2% above.
- Employers: 13.8% above £8,112 a year.
- Self-employed (Class 4): 9% on profits between £8,060 and £43,000, and 2% above. Most also paid Class 2, a flat weekly amount.
Student loans in 2016/17
- Plan 1: 9% of income over £17,495.
- Plan 2: 9% of income over £21,000.
Take-home pay in 2016/17
For an employee in England, Wales or Northern Ireland on the standard tax code, with no pension, student loan or other deductions.
| Salary | Income Tax | Employee NI | Take-home a year | A month |
|---|---|---|---|---|
| £20,000 | £1,800 | £1,433 | £16,767 | £1,397 |
| £30,000 | £3,800 | £2,633 | £23,567 | £1,964 |
| £40,000 | £5,800 | £3,833 | £30,367 | £2,531 |
| £50,000 | £9,200 | £4,333 | £36,467 | £3,039 |
| £60,000 | £13,200 | £4,533 | £42,267 | £3,522 |
| £80,000 | £21,200 | £4,933 | £53,867 | £4,489 |
| £100,000 | £29,200 | £5,333 | £65,467 | £5,456 |
| £150,000 | £53,600 | £6,333 | £90,067 | £7,506 |
Questions
What was the Personal Allowance in 2016/17?
£11,000, reduced by £1 for every £2 of adjusted net income over £100,000.
Where did the higher rate start in 2016/17?
With the standard Personal Allowance, the higher rate (40%) started on income over £43,000, that is taxable income over £32,000.
How much National Insurance did employees pay in 2016/17?
12% on earnings between £8,060 and £43,000 a year, and 2% above £43,000.
Disclaimer
This tool is for general guidance only. It does not replace official deadlines, Companies House records, HMRC guidance, or professional advice. Always confirm your own dates and figures with the official sources.